Airport Lounge Access
Domestic
Yes
International
Yes
Reward Rates
Travel EDGE Portal Cap: ₹200,000/month | 30% |
Accelerated Spends (Above ₹1.5L/Month) | 14% |
Base Spends (Up To ₹1.5L/Month) Cap: ₹150,000/month | 6% |
Dining Offers
Dining Delights Program
Up to 30% discount at 4,000+ partner restaurants across India
Reward Exclusions
- • Wallet transactions (MCC 6540)
- • Rent payments — capped at ₹50,000/month for rewards (MCC 6513)
- • Priority Pass fees
- • EMI transactions — EDGE RP debited on EMI conversion, NOT credited back on cancellation
- • Utilities & Telecom (MCC 4814/4816/4899/4900)
- • Government Institutions (MCC 9222/9311/9399/9402)
- • Cash advances and repayments
- • Insurance (MCC 6300/6381/5960/6051/6012) — from Apr 20, 2024
- • Fuel (MCC 5541/5542/5983) — from Apr 20, 2024
- • Gold & Jewellery (MCC 5094/5944) — from Apr 20, 2024
- • Fees and charges on card — not counted toward ₹1.5L threshold either
Eligibility
Salaried
Net Salary ₹24,00,000 per annum
Age: 18 to 70 years
Self-Employed
Net Annual ITR filed for ₹24,00,000
Age: 18 to 70 years
Nationality
Resident of India
Criteria are indicative; bank reserves right to approve/decline.