Rewards · Visa / Mastercard
Axis Rewards
By Axis · Visa / Mastercard
₹1,000
+ GST
Annual Fee
₹1,000
+ GST
Joining Fee
up to 3.2%
Best Rate
The Verdict
Solid mid-tier Axis card. The 10X on apparel/department stores (capped at ₹7K/month) is the standout feature — 3.2% effective rate. Base rate of 2 RP per ₹125 is decent but value is only ₹0.20/RP. Mil...
Best Suited For
- Apparel and departmental store shoppers (10X on those categories)
- Budget mid-tier card with ₹1,000 annual fee
- Frequent Swiggy users (₹150 off × 2/month)
- Users wanting lounge access (2/quarter) at mid-tier pricing
- Milestone chasers — ₹30K/cycle for 1,500 bonus RP
Welcome & Onboarding
Benefit 1
5,000 EDGE Reward Points on cumulative net spends of ₹1,000 or above within 30 days of card issuance
Benefit 2
Value: ₹1,000 (at ₹0.20/RP)
Airport Lounge Access
Domestic
2 complimentary lounge accesses per quarter at select domestic airports
International
None mentioned
Reward Rates
Apparel & Departmental Stores (10X) Cap: ₹7,000/month | 3.2% |
Base Spends | 0.3% |
Milestone Rewards
₹30,000 net spends per statement cycle
1,500 EDGE Reward Points (= ₹300)
Per statement cycle — can be earned multiple times per year