HDFC Diners Club Black Metal
By HDFC · Diners Club
Welcome & Onboarding
Benefit 1
Annual memberships of Club Marriott, Amazon Prime and Swiggy One — on ₹1,50,000 spends within first 90 days of card issuance
Airport Lounge Access
Domestic
Unlimited complimentary access for primary and add-on card members
International
Unlimited complimentary access for primary and add-on card members
Reward Rates
SmartBuy Portal (5X Avg) Cap: ₹10,000/month | 16.6% |
Weekend Dining Cap: ₹1,000/day | 6.6% |
Utility/Telecom/Grocery Cap: ₹2,000/month | 3.3% |
Insurance Cap: ₹5,000/day | 3.3% |
Base Spends | 3.3% |
Milestone Rewards
₹4,00,000 or more in a calendar quarter
10,000 Bonus Reward Points
Calendar quarters: Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec
₹8,00,000 in 12 months
Renewal fee waived for next renewal year
Dining Offers
- • 2X Reward Points on weekend dining at participating restaurants
Lifestyle Benefits
- • 2X Reward Points on weekend dining at participating restaurants
- • 6 complimentary golf games per quarter at finest courses worldwide
- • Exclusive 24x7 Concierge services
- • Tailor-made offers on workspaces, business, insurance and wellness discounts
Reward Exclusions
- • Fuel spends
- • EasyEMI transactions
- • E-wallet loading
- • Education (select merchants)
- • Rent payments and government related transactions (effective Jan 2023)
- • SmartEMI/Dial-an-EMI (RPs reversed if retail txn converted to SmartEMI)
Eligibility
Salaried
Net Monthly Income > ₹2,50,000
Age: Minimum 21 years, Maximum 60 years
Self-Employed
Net Income > ₹30,00,000 per annum
Age: Minimum 21 years, Maximum 65 years
Nationality
Indian