Welcome & Onboarding
Benefit 1
1,000 CashPoints on paying joining membership fee (no CashPoints for renewal fee)
Airport Lounge Access
Domestic
NO complimentary lounge access (removed effective Dec 1, 2023)
International
None
Reward Rates
Amazon/Flipkart/Myntra/Swiggy/Zomato/Uber/BMS/SonyLIV/Cult.Fit/TataCLiQ (5%) Cap: ₹1,000/cycle | 5% |
Base Spends Cap: ₹1,000/cycle | 1% |
Milestone Rewards
₹1,00,000 net spends (spends minus reversals) in a calendar quarter
₹1,000 gift voucher (choose from: BigBasket, BookMyShow, Pizza Hut, PVR, Uber, or more at gyftr.com/hdfcbankmillennia/)
Only transactions settled within the quarter count. EMI principal paid in the quarter counts. SmartEMI/Dial an EMI does NOT count. Voucher SMS sent within 30 working days. Voucher valid 120 days from issue. Once issued, cannot be changed/reissued. Queries after 90 days of quarter end won't be entertained.
Dining Offers
- • Up to 20% discount at partner restaurants via Swiggy Dineout
- • Additional 10% discount with coupon code HDFCCARDS on Swiggy Dineout
Eligibility
Salaried
Net Monthly Income > ₹35,000
Age: Minimum 21 years, Maximum 40 years
Self-Employed
ITR > ₹6 Lakh per annum
Age: Minimum 21 years, Maximum 40 years
Nationality
Indian