Premium · Mastercard / American Express (dual variant available)
Emeralde Credit Card
By ICICI · Mastercard / American Express (dual variant available)
₹12,000
+ GST
Annual Fee
₹12,000
+ GST
Joining Fee
up to 12%
Best Rate
The Verdict
ICICI's flagship super-premium card. January 2026 devaluation: BookMyShow now requires ₹25K quarterly spend, transportation rewards capped at ₹20K/month (Emeralde Private/PVC only - Emeralde Metal get...
Best Suited For
- Ultra-premium lifestyle seekers — UNLIMITED lounge access (domestic + international)
- Frequent flyers — unlimited Priority Pass, ₹12K travel cancel cover, ₹6K EaseMyTrip vouchers
- Movie buffs — BookMyShow BOGO ₹750 × 4/month = up to ₹36K/year (highest in collection!)
- Golfers — up to 4 rounds/month (spend-based)
- HNIs — ₹1.5L/month income requirement, ₹10L fee waiver threshold
- Amex lovers — ₹5K CLiQ birthday voucher (Amex only)
- International travelers — 2% forex (better than 3.5% standard)
- Users wanting ₹3Cr air accident insurance
Airport Lounge Access
Domestic
UNLIMITED — no cap on visits
International
UNLIMITED — no cap on visits
Reward Rates
IShop Hotels (12X) | 12% |
IShop Flights/Vouchers (6X) | 6% |
Base Spends | 1% |
Utility & Insurance | 0.3% |
Milestone Rewards
₹4,00,000 in anniversary year
₹3,000 EaseMyTrip air travel voucher
₹8,00,000 in anniversary year
₹3,000 additional EaseMyTrip air travel voucher
More from ICICI
ICICI Bank Sapphiro Credit Card
₹3,500/yr • Mastercard / American Express (dual variant available)
MakeMyTrip ICICI Bank Credit Card
₹999/yr • Mastercard / RuPay (dual variant)
ICICI Bank Platinum Chip Credit Card
Free • Visa