ICICI
★ Premium
ICICI BANK
Mastercard
ICICI Bank Emeralde Credit Card
by ICICI • Mastercard / American Express (dual variant available)
Annual Fee
₹12,000 + GST
Joining Fee
₹12,000 + GST
Best Reward
up to 1%
on Domestic Spends
PremiumMastercard / American Express (dual variant available)
⭐Reward Structure
| Category | Reward Rate | Type | Cap |
|---|---|---|---|
| Domestic Spends | up to 1% | points | No cap |
| International Spends | up to 1% | points | No cap |
| Transportation (Railways/Bus) | up to 1% | points | No cap |
| Utility & Insurance Spends | up to 0.3% | points | No cap |
✓Key Benefits
✓Dual variant: Mastercard + American Express (separate benefits on each)
✓No over-limit fee
✓Contactless payments
✓Worldwide acceptance
✓Chip & PIN security
✓Reduced cash withdrawal interest (3.75%/month)
💳More from ICICI
ICICI
Lifestyle
ICICI BANK
VISA
ICICI Bank Coral Credit Card
₹500/yr • Visa / Mastercard / RuPay (variants)
ICICI
Travel
ICICI BANK
Mastercard
ICICI Bank Sapphiro Credit Card
₹3,500/yr • Mastercard / American Express (dual variant available)
ICICI
Travel
ICICI BANK
Mastercard
MakeMyTrip ICICI Bank Credit Card
₹999/yr • Mastercard / RuPay (dual variant)