Cashback · Visa
CASHBACK Card
By SBI · Visa
₹999
+ GST
Annual Fee
₹999
+ GST
Joining Fee
up to 5%
Best Rate
The Verdict
Straightforward cashback card — 5% online / 1% offline. REVISED April 2026: total cap reduced to ₹4K/cycle, split into ₹2K online + ₹2K offline (separate buckets — you cannot use full cap on online al...
Best Suited For
- Heavy online shoppers — 5% cashback on ALL online spends is industry-leading
- Users wanting simple, no-frills cashback (auto-credited, no points conversion needed)
- Budget card at ₹999/year (waived on ₹2L spend)
- Users who don't need lounge access or travel benefits
Airport Lounge Access
Domestic
None
International
None
Reward Rates
Online Spends — 5% Cap: ₹2,000/month | 5% |
Offline Spends — 1% Cap: ₹2,000/month | 1% |
Base Spends | 1% |