Lifestyle · Visa / Mastercard / American Express
Card PRIME
By SBI · Visa / Mastercard / American Express
₹2,999
+ GST
Annual Fee
FREE
Joining Fee
up to 2.5%
Best Rate
The Verdict
Mid-premium SBI card that sits between Landmark SELECT and ELITE. Fee of ₹2,999 effectively free with ₹3K welcome/renewal voucher. Reward rates identical to ELITE — 10 RP/₹100 on dining/grocery/dept/m...
Best Suited For
- Budget-premium seekers — ₹2,999 vs ELITE's ₹4,999 with similar core benefits
- Dining/grocery/movie spenders — 10 RP/₹100 (2.5% effective)
- Priority Pass users wanting 4 intl visits/year at lower fee than ELITE
- Pizza Hut lovers — ₹1K voucher every quarter on ₹50K spend
- ITC Hotel loyalists — same Silver membership + 25% off as ELITE
- Birthday spenders — 20X RP on birthday window (capped ₹500/year)
Welcome & Onboarding
Benefit 1
Welcome e-Gift Voucher worth ₹3,000
Airport Lounge Access
Domestic
8 complimentary visits per calendar year (max 2 per quarter)
International
4 complimentary visits per calendar year (max 2 per quarter)
Reward Rates
Dining/Grocery/Dept/Movies (10X) | 2.5% |
Base Spends | 0.5% |
Milestone Rewards
₹50,000 per calendar quarter
Pizza Hut e-Voucher worth ₹1,000
₹5,00,000 annual spends
e-Gift Voucher worth ₹7,000 from Yatra.com or Pantaloons
₹3,00,000 annual spends
Renewal fee waiver