Cashback · Visa
MoneyBack Plus
By HDFC · Visa
₹500
+ GST
Annual Fee
₹500
+ GST
Joining Fee
up to 3.3%
Best Rate
The Verdict
Entry-level HDFC card with ₹20K income requirement. 10X CashPoints on select merchants sounds great but the point value is only ₹0.25 max (vs ₹1.00 for Diners Black, ₹0.50 for Regalia Gold), so effect...
Best Suited For
- Budget shoppers on Amazon, Flipkart, Swiggy, BigBasket
- Low income entry-level card (₹20K/month requirement)
- Users wanting low fee (₹500) with 10X merchant rewards
- Grocery shoppers (BigBasket, Reliance Smart SuperStore)
Welcome & Onboarding
Benefit 1
500 CashPoints on paying joining membership fee
Airport Lounge Access
Domestic
None
International
None
Reward Rates
Amazon/Flipkart/Swiggy/Reliance Smart/BigBasket (10X) Cap: ₹2,500/month | 3.3% |
Base Spends | 0.3% |
Milestone Rewards
₹50,000 per calendar quarter
₹500 gift voucher
Calendar quarters: Jan-Mar, Apr-Jun, Jul-Sep, Oct-Dec