HDFC
Food & Delivery
SWIGGY ORNGE
HDFC BANK
Mastercard

Food & Delivery · Mastercard

Swiggy Ornge Credit Card

By HDFC · Mastercard

₹500

+ GST

Annual Fee

₹500

+ GST

Joining Fee

up to 5%

Best Rate

The Verdict

Co-branded card with Swiggy. Replaces the older Swiggy HDFC variant. 5% cashback on Swiggy and an extensive list of online brands and MCC-based categories. 1% on other spends. 12-month Swiggy One memb...

Best Suited For

  • Heavy Swiggy users (food delivery, Instamart, Dineout)
  • Online shoppers wanting 5% cashback on top brands (Amazon, Flipkart, Myntra, Nykaa, etc.)
  • Budget-conscious users wanting low annual fee (₹500) with fee waiver at ₹1.5L
  • Golf enthusiasts looking for entry-level card with golf access

Welcome & Onboarding

  • Benefit 1

    Complimentary 12 months Swiggy One membership on activating card

Airport Lounge Access

  • Domestic

    None

  • International

    None

Reward Rates

Swiggy & Select Online — 5%

Cap: ₹1,500/cycle

5%

Base Spends — 1%

Cap: ₹1,000/cycle

1%

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